The Bank of Missouri Privacy Policy
| FACTS | WHAT DOES THE BANK OF MISSOURI DO WITH YOUR PERSONAL INFORMATION IN CONNECTION WITH YOUR ACCOUNT SERVICED BY toWealth? |
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| Why? | Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. |
| What? | The types of personal information we collect and share depend on the product or service you have with us. This information can include:
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| How? | All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons The Bank of Missouri chooses to share; and whether you can limit this sharing. |
| Reasons we can share your personal information | Does The Bank of Missouri share?* | Can you limit this sharing? |
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For our everyday business purposes— | Yes | No |
For our marketing purposes— | Yes | No |
For joint marketing with other financial companies | Yes | No |
For our affiliates’ everyday business purposes— | No | We do not share |
For our affiliates’ everyday business purposes— | No | We do not share |
For nonaffiliates to market to you | Yes | Yes |
| To limit our sharing |
Please note:
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| Questions? | Call (800) 988-7782 or go to www.toWealth.com |
| Who we are | |
| Who is providing this notice? | toWealth, LLC d/b/a toWealth (Servicer) on behalf of The Bank of Missouri (Issuer) |
| What we do | |
| How does The Bank of Missouri protect my personal information? | To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. Also, we only allow employees, authorized service providers and other parties as required or permitted by law to access your account. |
| How does The Bank of Missouri collect my personal information? | We collect your personal information, for example, when you
We also collect your personal information from others, such as credit bureaus, affiliates, and other companies. |
| Why can’t I limit all sharing? | Federal law gives you the right to limit only
State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law. |
| What happens when I limit sharing for an account I hold jointly with someone else? | Your choices will apply to everyone on the account. |
| Definitions | |
| Affiliates | Companies related by common ownership or control. They can be financial and nonfinancial companies.
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| Nonaffiliates | Companies not related by common ownership or control. They can be financial and nonfinancial companies.
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| Joint marketing | A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
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| Other important information | |
CA Residents: We will not disclose information about you to other financial service providers with which we have joint marketing agreements, other than as required or permitted by law, unless you authorize us to do so. CA, ND, and VT residents: To the extent that related state law applies, we will not disclose information about you to anyone other than our affiliates without your express authorization except as required or permitted by law.
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